Group Income Protection Insurance

Group Income Protection Insurance that protects, rewards & inspires your people

Protect your people with Group Income Protection Insurance that offers financial security if they are sick or injured – and that inspires them to live well and rewards them for it.

#1 rated employee benefit

93%

highly engaged
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181%

return on investment Information Icon

85%

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What is Group Income Protection?

Group Income Protection provides money to your employees in the event that they cannot work due to ill health or a disability. This will be an amount based on a percentage of the employees' salary and an additional amount can be selected to go towards the members retirement contributions. This will ensure their financial stability during that time.

There are two different types of income protection cover that can be provided:

Income Protection

A monthly payment is made until retirement age if your employee is permanently unable to work due to ill health caused by illness or injury.

Temporary Income
Protection

If your employee is unable to work due to ill health or an injury, a monthly payment is made to them for a limited period while they recover. This gives them the time to adjust, and work out how to adapt for their lifestyle and needs.

How it works

Financial support for your employees

Income Protection is a valuable offering in retaining and attracting employees, giving them financial peace of mind in economically turbulent times, and supporting them while they are unable to work.

Designed to fit your company

The choice is yours. You can choose to provide permanent or temporary Income Protection cover for your employees. In addition the waiting period before claim, length of payment in claim, and escalation of payment in claim can all be selected to fit your company.