What is Group Income Protection?

Group Income Protection will pay out monthly to your company if an employee is unable to work due to ill health or injury, in order to provide a proportioned salary replacement for the employee during that time.

This employee benefit can have a valuable place in retaining and attracting employees, giving financial peace of mind in economically turbulent times, and supporting them in their return to the workplace.

Yugi the giraffe comes to the rescue in your time of need

Income protection for your employees.

Income protection insurance is a great way of looking after your employees’ financial, mental and physical wellbeing if they’re off work sick for a prolonged time.

It pays a proportion of their monthly salary to keep their finances in check when they are unable to work due to illness or injury, whilst providing rehabilitation support services to help get them back on their feet and back to work, quickly and safely.

Yugi the giraffe showing his flexibility

Flexible plans that fit your business.

When it kicks in, how much it pays, and for how long is your choice.

You can also choose different levels of income protection cover and different criteria for different groups of employees.

Income protection isn’t just about paying out if an employee is off work sick. As part of a proactive approach to wellbeing, employees have access to support that helps them return to work as soon as possible.

Our game-changing group income protection features.

Take a preventative approach to employee wellbeing with Group Income Protection Insurance that rewards your employees for healthy behaviour.

Incentivise your people.

Your employees can earn YuCoin, our wellbeing currency, for completing wellness challenges like taking a 10 minute walk or completing a 5 minute meditation session.

Find out more
YuLife app on the quest screen showing different challenges like walks, meditation, and cycling
YuLife app on the quest screen showing different challenges like walks, meditation, and cycling
YuLife app showing available rewards from partners such as Amazon, Argos, Marks & Spencers, and Meditopia
Mobile app by Workplace Options offers employee assistance
YuLife app with a simple dashboard that shows your improvements in mental and physical wellbeing
Left Arrow
Right Arrow
The YuLife app

Incentivise your people.

Your employees can earn YuCoin, our wellbeing currency, for completing wellness challenges like taking a 10 minute walk or completing a 5 minute meditation session.

Find out more
giraffe tailoring a perfect fit

Designed around you.

A bespoke product made to suit your company’s needs.

  • Choice of when the payout starts (after 8, 13, 26, 28, 41 or 52 weeks).

  • Choice of percentage of salary to cover (up to 80%).

  • Choice of payment period of between 2 and 5 years or until the member reaches the age specified in the policy.

HR ready to provide you with the highest quality of service

Hassle-free HR.

Our group income protection is quick to purchase and easy to use, with 1-2-1 support when you need it.

  • Premiums are paid for by employer, with no P11D charge for employees

  • Medical underwriting required for employees with cover above the Automatic Acceptance Limit

  • Guaranteed cover for all eligible employees (up to the Automatic Acceptance Limit).

We’ll give you a call.

  • Easy-to-buy - talk to our team now.

  • Easy-to-run - with hassle-free digital administration.

  • Full access to our app, wellbeing partners and rewards.

Yugi ready to give you a call

We’ll give you a call.

  • Easy-to-buy - talk to our team now.

  • Easy-to-run - with hassle-free digital administration.

  • Full access to our app, wellbeing partners and rewards.

Frequently asked questions.