critical illness

Critical illness will pay out if an employee, their child or their partner (if covered) suffer one of the illnesses defined in the policy.

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Prices start from

per member, per month.


Benefits include:

  • full access to our app, wellbeing partners and rewards

  • simple, digital administration

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protect your people

Group critical illness pays a lump sum if an employee or their child become ill with one of the defined illnesses (you can find a full list in the downloadable PDF at the bottom of this page).

You can also cover your employees’ spouses if you wish.

You have the choice whether your employees will be covered for a multiple of their salary (up to 5x) or a fixed amount (maximum of £500,000), as long as it doesn’t exceed 5x salary.

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perfect for your team

Sickness can be expensive for your employees. Critical illness cover means they know they’re protected if something happens to them or their children.

Providing critical illness for your team will show them you care about them, and can help with talent attraction and retention. yulife offers two levels of cover, so you can tailor the policy to your requirements.

built to work for you

Our group critical illness is a bespoke product made to suit your company’s needs.

  • Choice of multiple of salary (up to 5) or any fixed sum (up to £500k)

  • No medical underwriting forms to complete

  • Guaranteed cover for all employees (subject to some exclusions)

  • Hassle-free digital admin.
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  • Premiums can be paid by the employer as a benefit

  • Employee’s children are also covered, with optional cover for spouses

no hassle involved

Our group critical illness protection is quick to purchase and simple to use.

going the extra mile

Our group critical illness supports your people and their loved ones when they need it most.

  • 24/7 access to counselling with our Employee Assistance Programme (EAP)

  • RedArc nursing support services during treatment and recovery

  • Access to Doctor on Demand services, including 24/7 virtual GP and prescription for members and their families

Terms and conditions apply.

why yulife?

Our insurance products are underwritten by AIG, one of the biggest insurance companies in the world - so you know your employees are in safe hands.

yulife gives you more for your money’s worth: each one of our policies comes free with our wellbeing app, that rewards your team for caring for their health.

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