Start your YuLife journey

Help us get the right details for your quote by filling in the form below.

Do you have an existing Group Life scheme in place?*

Who do you want to cover?*

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Help about: Who do you want to cover?

You can cover all your employees or clearly defined groups.

Each can have different / multiple eligibility conditions and specifications such as sums assured e.g. All Directors £1m each, all other employees 4 x basic salary.

Minimum number of lives: 3.

Zero-hours contract workers must be shown in a separate category and only for a fixed lump sum benefit, e.g., £10,000 each.

If you require different eligibility, i.e., more than one category, please add details in the question at the bottom of this page (if you require further variations).

When do you want cover to cease?*

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Help about: When do you want cover to cease?

Cover can continue to State Pension Age (SPA), 70 or to a maximum of 75. It's important to do your research on what is most appropriate for your company and to be mindful of discrimination laws.

Benefit amount basis - fixed lump sum or multiple of salary?*

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Help about: Benefit amount basis - fixed lump sum or multiple of salary?

A scheme can offer a mixture of lump sum and fixed benefits in different categories. The same benefit must apply to all members within one category. Insurers may apply maximum benefit levels.

Are all employees on a UK contract?*

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Help about: Are all employees on a UK contract?

Cover is only normally granted for employees on a UK contract (does not include secondment). If this is not the case please speak to us further

Are you aware of any material facts that should be declared on your application?*

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Help about: Are you aware of any material facts that should be declared on your application?

You must provide us with complete and accurate information under the Insurance Act 2015 in order to make a fair presentation of the risk. Generally speaking, this means details of any material facts the insurer should be made aware of. A material fact is any information that would affect the insurer's ability to underwrite the risk for the scheme i.e. but not limited to, a member who previously had cancer / is in remission. Please speak to us if this may apply.

If you have someone who has been absent from work for over a week, please complete details on the membership data spreadsheet which includes the date they first went off sick, the reason for the absence, and any other pertinent info (such as return to work plans).

Please note that we will assume the following information – if this is not correct or you need to provide us with more information this may impact on the quote we provide.

Redundancy cover is not required
No Hazardous occupations undertaken by employees to be covered
Cover is not provided as part of a flex scheme
In the event of a claim, salary used will be as at date of death
There are no participating employers
Cover is not voluntary
No Equity Partners or non-executives to be covered
Annual Premiums
You wish to participate in the insurer’s Master Trust
Cover would be provided for new joiners from age 16
The scheme will be remain open to all future employees until the insurer is advised to the contrary
No early retirement cover is required
No Ill-Health Early retirement cover is required
No cover is required post normal retirement age (NRA)
No employees on secondment
Cover for new joiners would start immediately (as opposed to after, say, a probation period)

You can view supporting information on these assumptions here

Are the above assumptions correct?*

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Help about: Are the above assumptions correct?

Please only answer the question or questions related to the above assumptions which are incorrect

If we have asked for any additional information, please provide it here

Do you require further variations on the above quote?*

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Help about: Do you require further variations on the above quote?

Please use this for any additional categories or variations in quotes

e.g. All Directors 4 x salary, all other employees 3 x salary or Please quote for 3 x and 4 x salary