It's no secret on the news that there's been a five-times increase in the number of people using private healthcare for their primary care needs. Given this perspective, group health insurance is increasingly seen as one of the most desirable perks an employer can provide. According to a 2022 survey, 57% of employees identified Group Health Insurance as the premier employee benefit they would like to receive from their employers. By accommodating this desire, organisations can create a mutually beneficial situation.Firstly, they're more likely to attract the best talent and retain them over time. This reduces the cost of recruitment and makes a business run more smoothly overall. And, secondly, they'll gain a workforce that's in better shape, both physically and mentally, which will make the team more efficient, productive and motivated, not to mention reducing the costs of sickness and absence. When you consider, for instance, that the average person with musculoskeletal (MSK) conditions was absent for 16.5 working days last year, it's clear that prevention is better than cure.That's why YuLife has teamed up with Bupa to offer Business Health Insurance for employees. Read on to find out how our Group Health Insurance works and why YuLife's offering is the best option on the market right now.How Group Health Insurance worksBupa Select’s Health insurance takes the stress and worry out of dealing with both physical and mental health issues for your employees.That's because when the worst happens, employees won't have to join a long queue for treatment. Instead, they'll get fast access to private treatment, with referrals for cancer, mental health and MSK conditions, typically without needing to see a GP first. This cover includes: Eligible out-patient consultations and treatmentsEligible in-patient and day-patient treatmentFull cancer coverThere are also cash benefits if employees opt for NHS treatment over private care; ambulance cover for in-patient, day-patient treatment; and help with home nursing following in-patient treatment. And that's not all.Because YuLife's philosophy is all about prevention being better than cure, employees also get easy access to wellbeing tools and support services. That means the plan isn't just there for when things go wrong. It's also there to keep people's physical and mental health on track and to ensure that things go right, more of the time. Tools to keep you healthySo what tools can employees access as part of the Group Health Insurance offering? Well, there are quite a few. One of the most important is the Bupa Blua Health VGP smartphone app for diagnosis, appointments and prescriptions. That means no more waiting rooms, and indeed no more waiting. Employees are able to speak to a doctor and other healthcare professionals from wherever they are – at home, work or on the go. A 24/7 virtual GP service lets your team book a video or phone appointment whenever they need one; they just have to choose a date and time that works for them.With YuLife Business Health Insurance, employees also get access to the Bupa Anytime HealthLine for medical advice, available 24 hours a day, 365 days a year. There are no time restrictions, and employees can speak to a nurse for advice or get a call back from a GP if they need further help.Mental health issues are covered too, and there's a dedicated Bupa Family Mental HealthLine to support parents and carers. A team of trained advisers and mental health nurses are on hand to help with everything from postpartum depression to worries about the emotional wellbeing of a child.In a similar vein, the Bupa Menopause HealthLine provides guidance and support with menopause symptoms. This gives employees the opportunity to chat one-to-one with menopause-trained nurses about issues ranging from advice on whether symptoms are menopausal to discussion of appropriate treatment options.Finally, all these tools are complemented beautifully by the jewel in the crown: the YuLife app. How the YuLife app promotes good healthThe YuLife app has achieved industry-beating levels of engagement by taking an innovative approach to promoting health and wellbeing in the day-to-day. The app, which is free to all YuLife members, challenges employees to do regular walking, cycling and meditation tasks, and rewards them with YuCoin they can spend with well-known brands, use for groceries, donate to charity and more. Game-like mechanics such as leaderboards and duels make it easy and fun to take part, and the overall effect is to boost the health and wellbeing of YuLife members everywhere. The YuLife app also includes EAP (Employee Assistance Programme) services provided by YuMatter and access to the YuStore. Here, employers can purchase wellness apps for their teams at exclusive discounts, including options such as SleepCycle, the leading sleep tracker application, and Stella, a specialized menopause app.In conclusion, Business Health Insurance is the perfect way to attract and retain the best talent, reduce illness and absenteeism, and raise the overall morale, productivity and motivation of your workforce. Bupa’s insurance provides best-in-class benefits for when things go awry, but YuLife comes in to provide other vital tools to help employees maintain their physical and mental health on a daily basis. Find out more about this game-changing approach to health insurance here.