Good health isn't an annual event. But most employee benefits are built as though it were, sitting unused until someone makes a claim. That is a lot of value going to waste, and a missed chance to keep your people well before problems start.The Bupa x YuLife Health Cash Plan is built the other way around. It brings together Bupa's trusted insurance expertise and care pathways with YuLife's daily wellbeing experience, so health benefits are used, understood and valued as part of daily life, not just at the point of claim. *The numbers behind it show what that everyday model delivers:#1 rated employee benefits platform on Trustpilot80% average app adoption within a company1 in 2 members engaging every day11.5% reduction in absenteeism (Forrester TEI, 2022)For People teams under pressure to prove the value of their benefits spend, that last figure is vital. So what does a benefit people actually use look like? It comes down to four things: Protect, Prevent, Engage and Empower.#1 Protect: reliable cover for everyday health costsThe foundation is dependable cover for the costs your employees really run up. Members claim back on dental, optical, prescriptions, flu jabs and vaccinations, plus consultations, diagnostic tests and a wide range of therapies including physiotherapy, osteopathy, chiropractic, acupuncture and podiatry. There is money towards hospital stays for inpatient and day-patient treatment too.Cover reaches the whole family, with a partner and up to four children on the full benefit allowance, across three structured levels so you can pitch it at the right point for your workforce and budget. #2 Prevent: catching issues before they escalateThe plan makes it easy to reach primary care early, before a small concern turns into a bigger one. Your employees get a 24/7 EAP telephone HelpLine with specialist legal, financial and family support, a 24/7 Anytime HealthLine, and a 24/7 Digital GP service, with face-to-face counselling sessions for eligible members.A Health Benefits allowance can go towards Bupa Clinics and health assessments and plans covering menopause, periods and men's sexual function. AI-powered tools add another layer of early support: SkinVision for skin checks and Phio for digital MSK triage. Both are designed to support members, not to give a clinical diagnosis.#3 Engage: wellbeing that actually sticksThis is where the plan earns its everyday label. Employees earn YuCoin through 1,000+ game levels and healthy challenges across steps, cycling, meditation and more, then donate it to charity to unlock mystery prizes, retail vouchers and rewards. Social game mechanics like company leaderboards, 1-on-1 duels and team challenges turn wellbeing into something people take part in willingly, not another initiative to remember. It works with the wearables and apps your team already uses, including Google Fit, Apple Health, Fitbit, Withings and Strava.#4 Empower: turning activity into insightFor employers, all that engagement becomes something you can act on. A self-serve analytics dashboard surfaces activity and adoption, ESG donations, and mental and physical health trends across your workforce. Burnout, absenteeism and turnover insights help you spot emerging risks and act early, before they turn into cost. #5 Everyday cover is better coverA benefit people only remember at claim time can't do much for their health, or yours. One they use every day can. The Bupa x YuLife Health Cash Plan protects your people against everyday costs, prevents issues from escalating, engages them daily rather than once a year, and gives you the insight to lead on wellbeing. That is a health plan that pays off, for your team and for the business.Speak to us today to find out how Bupa x YuLife can support your workforce.Sources:YuLife is the #1 rated employee benefits platform on Trustpilot. We see an 80% average adoption of YuLife within a company* (varies depending on company size and YuCoin earn rate) Source: YuLife internal data 2025. 1 in 2 members engage daily* MAU/DAU* (varies depending on company size and YuCoin earn rate) Source: YuLife internal data 2025. 11.5% reduction in absenteeism (Forrester TEI, 2022)